Commercial Property Insurance, sometimes called Business Property Insurance, is commercial insurance that covers the physical assets of your business. Thus, it protects you from minor and/or major losses due to property damage that occurs as a result of things like a fire, theft, storms and other natural disasters. This type of insurance can be good for many types of businesses, such as service-oriented business, manufacturers, retailers, etc. The policy covers the physical property as well as any equipment, including the contents of the building such as merchandise and furniture and will also cover cost income and incurred expenses relating to business interruption due to covered damages. Other items covered include buildings, structures, equipment, machinery, inventory, commercial autos, computers, media equipment and peripheral devices; costs incurred to research, replace or repair lost or damaged data and software (includes portable or mobile, equipment and media).